Personal Auto Insurance

Private Passenger Auto Liability and Physical Damage insurance for exposures related to the operations of personal vehicles.

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Commercial Auto Insurance

Commercial Auto Liability insurance for exposures related to the operations of contractors and other tradesman who require a vehicle to operate their business.

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 Used Auto Dealers Surety Bonds as required by the Texas Department of Transportation.

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General Liability Insurance

General Liability insurance for specific trades, people and those undertaking general repair of residential and small commercial facilities

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CEMIC is an authorized carrier of flood insurance under the National Flood Insurance Program (NFIP).

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CEMIC works with insureds and agent partners to create risk transfer solutions providing for risk participation and alternative insurance arrangements. CEMIC works closely with insurers, reinsurers, risk retention groups and captives to provide a complete solution.





CEMIC was founded with an entrepreneurial spirit and the primary purpose of creating a facility for specialized programs. The Company works to meet the needs of its clients and agent partners to provide for niche or hard to place insurance coverages. CEMIC is fortunate to have among its member’s individuals experienced in specialty underwriting and program development. We welcome the opportunity to review new programs.



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