Private Passenger Auto Liability and Physical Damage


CEMIC provides Private Passenger Auto Liability and Physical Damage insurance for exposures related to the operations of personal vehicles.  The program is primarily targeted to clients seeking State Minimum Limits Coverage for qualified vehicles.


To Contact the Underwriting Department Please Call: 1 (956) 574-9787


To Contact the Coverage Verification Department Please Call: 1 (855) 808-7785


To Report a Claim Click Here



Electronic Policy


In an effort to help our environment and limit the use of paper, a copy of your policy is available to you by clicking here.  (From this page you are able to download, save and print a specimen copy of your policy.)


Further, as a Policyholder of CEM Insurance Company you have you have the right to request, at no cost, a specimen paper copy of your insurance policy.  If you wish to receive a paper copy via regular mail, please click here and complete the request form.



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