About Us



CEM Insurance Company (CEMIC) is a wholly owned subsidiary of CEMIC Holdings, LLC, an Illinois limited liability company. CEMIC was originally incorporated in 1982 as Comprehensive Ensurers Market Syndicate, Inc., which commenced business as a syndicate on the Illinois Insurance Exchange (now INEX).  In 1997, the company withdrew from the INEX and reorganized as Comprehensive Ensurers Market Insurance Company, Inc., an Illinois Property and Casualty insurance company.  In 2002, the company changed its name to CEM Insurance Company.


CEMIC is a Property and Casualty carrier writing specialized commercial insurance and reinsurance coverages. The company works with Managing General Agents and Underwriting Managers to offer new and alternative markets for specialty programs. The company is licensed in 15 jurisdictions and continues to seek licensing in additional states as needed to expand its product offerings.  CEMIC reviews and will consider insurance program opportunities where larger carriers may be uninterested due to the program’s size and limited growth potential.






CEMIC Insurance Company is currently licensed as an admitted carrier in 15 jurisdictions:











A.M. Best Company


CEM Insurance Company has a Best's Rating of B+ by A.M. Best Company. For the latest rating, access www.ambest.com.

CEMIC meets regularly with A.M. Best to discuss the status and performance of its operating activities, financial reporting and investment activities. The Company works with A.M. Best in the review and analysis of insurance programs in development.






CEMIC's management is comprised of insurance professionals with over a century of combined experience as owners and executive management of wholesale and retail insurance agencies, managing general underwriters, third party administrators, as well as senior executive officers of some of the world's largest insurance companies. CEMIC's owners, directors and advisors are actively involved in the Company's operations.




      Walter R. Fawcett, III (Chairman)


      Steven L. Groot


      David B. Benjamin


      Matthew C. Wagner



   Company Management


      Walter R. Fawcett, III

      Chief Executive Officer


      Matthew C. Wagner

      President & General Counsel


      Thad A. Jurczak

      Chief Financial Officer


      Christopher M. DuCharme

      Chief Operating Officer



District of Columbia




South Dakota



West Virginia





North Dakota

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