CEMIC was founded with an entrepreneurial spirit and the primary purpose of creating a facility for specialized programs. The Company works to meet the needs of its clients and agent partners to provide for niche or hard to place insurance coverages.


Our products include:

  • Personal Auto Insurance
  • Commercial Auto Insurance
  • Surety Bonds
  • General Liability Insurance
  • Flood Insurance

Learn More


Please navigate through our claims pages in order to the select the proper product for which you wish to submit a claim for.


Once the specific product has been selected, contact information for the department you wish to report a claim is provided.


Be sure to have your policy number available so that we can locate your information and expedite the claims process.

Learn More


Founded in 1982, CEMIC is a Property and Casualty carrier providing specialized commercial insurance and reinsurance coverages. The company works with Managing General Agents and Underwriting Managers to offer new and alternative markets for specialty programs.


CEMIC reviews and will consider insurance program opportunities where larger carriers may be uninterested due to the program’s size and limited growth potential.

Learn More

Simplifying Insurance

Copyright © 2020. CEM Insurance Company. All Rights Reserved.